Buying Guide

Step 1 – Organising Your Mortgage

It is a very exciting time when you decide to buy a home.  However, before getting carried away with property searches, the best idea is to find out just how much you can afford to spend and what you actually require. A good place to start is an independent financial advisor or personal bank.

To put yourself in front of sellers you will need your circumstances evaluated so you can have your finances in order, by obtaining a mortgage in principle which will put you in a strong buying position.

bigmove offers free mortgage advice through an independent mortgage company who have access to some of the most competitive mortgage rates on the market. If this is of interest, please contact us for further information. 

Step 2 - Register Your Search

Once you have registered your specific criteria, you will be able to browse at any time as we will keep you updated via email with suitable properties and SMS alerts.

Registering with bigmove, means we can update you with properties coming onto the market. All of our properties for sale will also be advertised with leading portals, including Rightmove, Zoopla and many others. To register call us on 020 8986 7373.

Step 3 – Viewing Properties

bigmove encourages you to view a property promptly, as the buying market is always competitive. We will accompany you throughout and will ensure you see a property within the quickest time frame. During viewings, bigmove will be by your side to ensure you have all the information you require for the buying process and will answer any questions you may have. Furthermore, to help you work around your busy schedule, we are also available for viewings in the evenings and 7 days a week.

Opening hours: Monday to Thursday 9am-7pm, on Fridays 9-6pm, and on Saturdays 9-4pm.

Step 4 - Make an Offer

To secure a property, contact bigmove immediately and we will guide you on how to proceed.  There are no legal obligations for either party before the contracts have been signed.

We will put forward your offer both in writing and verbally, highlighting any special conditions.

For an efficient and smooth moving process, choosing a good solicitor is very important so bigmove advises choosing a solicitor that specialises in conveyancing.

We can recommend an excellent selection of solicitors.

Step 5 - Offer Accepted

Once your offer is accepted, we will continue to be of assistance by;

- Preparing a sale memorandum which will be sent to all parties

- Confirm the agreed price and any special conditions in writing to all parties

- Take details of your solicitors and mortgage

Next step, instruct your chosen solicitor in order for them to manage all the legal aspects of your purchase.

Step 6 – Conveyancing Process

A solicitor oversees the transfer of funds from buyer to seller and will ensure that you legally own the property you are buying. Along with your estate agent, your solicitor will also become a key link in the process, where they will carry out the following:

- On receiving the draft contract from the seller's solicitor any enquiries needed will be raised

- Their own local searches will be requested.

- They will refer to the information already existing in the seller's pack

- Guide and advise on all matters right through to completion

To help your house purchase move along swiftly bigmove have created strong relationships with all of our recommended solicitors in order to allow us to work together efficiently and smoothly.

Step 7 – The Survey and Mortgage Offer

On behalf of the mortgage lender, a surveyor will book a survey of the property. This will recognise any structural problems and will establish the value of the property.  On receiving the mortgage valuation report, a formal mortgage offer will be forwarded to you and your solicitor which will need to be signed by you and then sent to your solicitor.

Until contracts are signed there are no legal obligations.

Step 8 - Exchange of Contracts

Once your solicitor has received satisfactory answers to all enquiries and a formal mortgage offer, this is when the exchange of contracts can take place. Upon receiving a signed contract by both parties, your deposit (usually a 10% minimum) will be telegraphically transferred to the seller’s solicitor. This is an extremely important part of your property purchase and once the money has cleared you can agree a completion date with the sellers.

Step 9 – Completion of Your Purchase

The tensest part of buying a new home is likely to be completion, because you will be waiting to hear from your solicitor that they have received the balance funds from your mortgage lender which has been transferred to and received by the seller’s solicitors, confirming you have paid for the property in full. At this point we will release the keys to you and this confirms you are now the new home owner.